Thank you for sharing your thoughts! It’s important to distinguish AI tools from AI agents. Tools assist with tasks like code generation, while agents handle transactions autonomously, relying on middleware for integration, security, and compliance.

SaaS, however, is more than just code—it’s governance, collaboration, and ongoing management. AI will complement and enhance it, evolving SaaS into smarter, more adaptive systems—much like Nadella’s Copilot vision, which builds on SaaS instead of disrupting it.